Inclusive Finance for Refugees & Host Communities
Transforming productive entrepreneurs and refugees from low to middle-level income earners with a focus on women and youths.
01.
Affordable Microfinance
We offer flexible and affordable loans that help individuals and small businesses grow and improve their livelihoods.
02.
Financial Inclusion
We expand access to financial services by promoting savings, responsible borrowing, and financial literacy.
03.
Community Empowerment
We support communities to build sustainable income, resilience, and long-term economic growth.
17+
YEARS OF WORKING EXPERIENCE
CALL TO EXPERTS
+256 (782) 227-315
Who We Are
Rural Finance Initiative Limited (RUFI)
Rural Finance Initiative (RUFI) is a cross-border microfinance institution operating in South Sudan since 2008 and Uganda since 2017, with over 17 years of post-conflict microfinance experience and 8 years of refugee finance experience in Uganda.
Mikalal Walker
CEO, Head Director
WHAT WE OFFER !!
Services We Can Help You With !
Flexible loan products designed to support individuals, groups, and small businesses in growing their income and livelihoods
Tailored financial services supporting refugees and cross-border traders operating between South Sudan and Uganda.
Safe and reliable savings solutions that help clients build financial security and plan for the future.
Practical financial education that promotes responsible borrowing, savings, and business management
Have Any Projects For Us ? Contact Us Anytime.
SUBSCRIBE NEWSLETTER
Subscribe & Get Started With Us Now !
Nostra dolorem nostra arcu in sem alias. Per, a! Montes lectus pede. Cupiditate litora impedit provident fugit distinctio explicabo erat, imperdiet.
Our Loan Products
Explore our loan products to find what suits your needs
Loans for low-income entrepreneurs, especially women, who lack collateral for conventional loans.
For entrepreneurs whose capital requirements exceed group loan limits or have graduated from group loans.
For commercially oriented farmers dealing in annual crops, using both group and individual methodology.
Where We Work
Our Branches
Strategically located branches ensuring our services are always within reach
🇺🇬 UGANDA
Koboko Town - Main Branch
📍 Koboko Town, Plot 54, Sakari Road
📞 Contact Branch: +256 778 – 646275
Our Koboko Main branch serves the local community with reliable services and support.
Morobi Refugee Settlement
Konyo Konyo Market, Morobi Refugee Settlement
+256 773 240636
Adjumani Town
Adjumani Branch
Adjumani Town, Adjumani Central Market
+256 781 119184
Bweyale Town:
Bweyale Town, Diika Road
+256783679525
Palabek Refugee Settlement
Paluda Trading Centre, Palabek Refugee Settlement
+256780660941
Rhino Camp
Rhino Camp Branch
Rhino Camp – Ofua 3 T. Centre
+256781911334
🇸🇸 SOUTH SUDAN
Juba, Munuki Branch
Juba, Munuki, St. Kizito/Suk Libya Road
+211923 116668
Bor Town Branch
Marol Market, Bor Town
+211921722213
Yambio Town Branch
Yambio Town, Opposite Yambio FM
+211928105777
Kajo Keji Branch
Wudu Trading Centre
+211927314274
COMPLETED PROJECTS
Our Recently Completed Projects
BUSINESS MANAGING
Refugee Finance Program – Uganda
PLAN IMPLEMENTATION
Post-Conflict Microfinance Program – South Sudan
SAVINGS PROGRAM
Morobi Refugee Settlement Savings Program
We will contact
Get a call back
"RUFI has been a game-changer for my business. Their support and guidance helped me access funds I never thought possible. Today, my small shop is growing steadily, and I’m more confident about the future."
Joining RUFI’s Digital VSLA program has transformed the way I save and manage money. It’s simple, secure, and has brought my community closer. I now feel empowered to make better financial decisions."
"RUFI’s projects have positively impacted our refugee settlement. From training to financial support, they genuinely care about our well-being. Their presence has made a real difference in our lives."
OUR ACHIEVEMENTS
Our Milestones
We Offer Financial & Superior Services
Extending banking, savings, and money transfer services to underserved and remote communities.
Frequently Asked Questions
Have questions? We’ve got you covered. Here are answers to some of the most common queries about our services
RUFI is a microfinance institution that focuses on empowering individuals, groups, and businesses by sustainably providing inclusive financial services. Serving underserved communities in South Sudan and Uganda, we are committed to our mission of uplifting living standards through innovative financial products and services.
We offer a comprehensive range of financial services designed to empower underserved communities in South Sudan and Uganda. Our services include Group guarantee loans, Individual Loans, Agriculture loans, and VSLA loans.
At RUFI, we offer additional financial services to further support the financial well-being of our clients:
Daily Fixed Savings (DFS): A savings product provided in South Sudan that allows clients to make deposits daily, weekly, or monthly.
Agent Banking: In partnership with Centenary Bank, Equity Bank, and Stanbic Bank in Uganda, we mobilize savings through agent banking services.
Money Transfers/Mobile Money Services: We provide local remittance services and mobile money services with lower transfer fees.
To apply for a loan, you can visit any of our branches, contact our customer service team, or apply online through our website. Our staff will guide you through the application process and help you choose the best loan product for your needs
Yes, we use top-level security measures to protect your data at all times
Our Partners
