Who We Are

Rural Finance Initiative (RUFI) is a cross-border microfinance institution operating in both South Sudan since 2008 and Uganda since 2017. RUFI has over 15 Years of Post-conflict microfinance experience in addition to 6 Years of Refugee Finance in Uganda offering a range of finance products including agent banking and money transfers throughout our network of branches in South Sudan and Uganda

Understanding the dynamic nature of refugee situations, RUFI has developed strategic initiatives to extend our services to returning refugees from Uganda. As these individuals reintegrate into their home communities, we provide them with the same high-quality financial services, including loans, savings accounts, and capacity-building programs. This support is crucial for their successful assimilation, enabling them to rebuild their lives, start businesses, and contribute to the local economy.



Cooperate Culture

Cooperate Culture

Cooperate Culture

Mission

Mission

Mission

To Uplift the Living Standards of Our Clients by Sustainably Providing Inclusive Financial Services.

To Uplift the Living Standards of Our Clients by Sustainably Providing Inclusive Financial Services.

To Uplift the Living Standards of Our Clients by Sustainably Providing Inclusive Financial Services.

Vision

Vision

Vision

A Leading Provider of Inclusive
Cross-border Financial Services that Empower All Communities We Serve.

A Leading Provider of Inclusive
Cross-border Financial Services that Empower All Communities We Serve.

A Leading Provider of Inclusive
Cross-border Financial Services that Empower All Communities We Serve.

Core Values S.P.I.R.I.T

Core Values S.P.I.R.I.T

Core Values S.P.I.R.I.T

Social Good

Social Good

Social Good

We strive to create enabling, healthy and safe work spaces, providing and supporting services that Do No Harm to others or to the environment, and we believe in giving back to all our stakeholders

We strive to create enabling, healthy and safe work spaces, providing and supporting services that Do No Harm to others or to the environment, and we believe in giving back to all our stakeholders

We strive to create enabling, healthy and safe work spaces, providing and supporting services that Do No Harm to others or to the environment, and we believe in giving back to all our stakeholders

Professionalism

Professionalism

Professionalism

We work by inclusive finance good practices, and work to produce quality results quickly and effectively by continuously learning and improving

We work by inclusive finance good practices, and work to produce quality results quickly and effectively by continuously learning and improving

We work by inclusive finance good practices, and work to produce quality results quickly and effectively by continuously learning and improving

Integrity

Integrity

Integrity

We strive to earn the trust of those we serve by being reliable in our conduct and we hold ourselves accountable to do the right thing, even when no one is looking.

We strive to earn the trust of those we serve by being reliable in our conduct and we hold ourselves accountable to do the right thing, even when no one is looking.

We strive to earn the trust of those we serve by being reliable in our conduct and we hold ourselves accountable to do the right thing, even when no one is looking.

Resilience

Resilience

Resilience

We stick with customers and with each other – even through hard times

We stick with customers and with each other – even through hard times

We stick with customers and with each other – even through hard times

Inclusivity

Inclusivity

Inclusivity

We accept and appreciate the uniqueness of everyone without prejudice and discrimination, and we challenge ourselves to see beyond stereotypes to welcome customers, suppliers and partners of all creeds, colors and nationalities

We accept and appreciate the uniqueness of everyone without prejudice and discrimination, and we challenge ourselves to see beyond stereotypes to welcome customers, suppliers and partners of all creeds, colors and nationalities

We accept and appreciate the uniqueness of everyone without prejudice and discrimination, and we challenge ourselves to see beyond stereotypes to welcome customers, suppliers and partners of all creeds, colors and nationalities

Transparency

Transparency

Transparency

We conduct our business in an open manner, sharing information and documenting our work processes, product terms, progress and performance to all stakeholders.

We conduct our business in an open manner, sharing information and documenting our work processes, product terms, progress and performance to all stakeholders.

We conduct our business in an open manner, sharing information and documenting our work processes, product terms, progress and performance to all stakeholders.

Our Digital Transformation Journey

Our Digital Transformation Journey

Our Digital Transformation Journey

In collaboration with the Grameen Foundation, we are leading the digital transformation of our operations, focusing specifically on Village Savings and Loan Associations (VSLAs). Through this initiative, VSLA groups receive smartphones integrated with a dedicated management application. This innovative approach is designed to streamline our processes, foster greater transparency, and improve accessibility to financial services. By leveraging technology, we are committed to empowering communities and advancing our goal of elevating living standards through inclusive and sustainable financial solutions.

Frequently Asked Questions (FAQs)

Frequently Asked Questions (FAQs)

Frequently Asked Questions (FAQs)

What is the Rural Finance Initiative (RUFI)?

What is the Rural Finance Initiative (RUFI)?

What is the Rural Finance Initiative (RUFI)?

What services does RUFI offer?

What services does RUFI offer?

What services does RUFI offer?

What other financial services does RUFI provide?

What other financial services does RUFI provide?

What other financial services does RUFI provide?

How can I apply for a loan from RUFI?

How can I apply for a loan from RUFI?

How can I apply for a loan from RUFI?

What interest rates does RUFI charge?

What interest rates does RUFI charge?

What interest rates does RUFI charge?

Our Branches in South Sudan

Our Branches in South Sudan

Our Branches in South Sudan

Head Office
Head Office

Juba and Koboko Branches

Juba and Koboko Branches

Juba and Koboko Branches

+211923 116668
+256782227315
+211923 116668
+256782227315
+211923 116668
+256782227315

Kajo-Keji Branch

Kajo-Keji Branch

Wudu Trading Centre

Wudu Trading Centre

Wudu Trading Centre

+211927314274

Juba Branch

Juba Branch

Juba Branch

Munuki Block B, Plot 65. Suk-Libya Road

Munuki Block B, Plot 65. Suk-Libya Road

Munuki Block B, Plot 65. Suk-Libya Road

+211927699905
+211927699905
+211927699905

Yambio Branch

Yambio Branch

Yambio Branch

Yambio Town, Opposite Yambio FM

Yambio Town, Opposite Yambio FM

Yambio Town, Opposite Yambio FM

+211928105777
+211928105777
+211928105777

Bor Branch

Bor Branch

Bor Branch

Marol Market, Bor Town

Marol Market, Bor Town

Marol Market, Bor Town

+211921722213
+211921722213
+211921722213

Our Branches in Uganda

Our Branches in Uganda

Our Branches in Uganda

Koboko Branch

Koboko Branch

Koboko Branch

Koboko Town, Plot 54, Sakari Road

Koboko Town, Plot 54, Sakari Road

Koboko Town, Plot 54, Sakari Road

+256778646275
+256778646275
+256778646275

Morobi Branch

Morobi Branch

Morobi Branch

Konyo Konyo Market, Morobi Refugee Settlement

Konyo Konyo Market, Morobi Refugee Settlement

Konyo Konyo Market, Morobi Refugee Settlement

+256773240636
+256773240636
+256773240636

Adjumani Branch

Adjumani Branch

Adjumani Branch

Adjumani Town, Adjumani Central Market

Adjumani Town, Adjumani Central Market

Adjumani Town, Adjumani Central Market

+256781119184
+256781119184
+256781119184

Bweyale Branch

Bweyale Branch

Bweyale Branch

Bweyale Town, Diika Road

Bweyale Town, Diika Road

Bweyale Town, Diika Road

+256783679525
+256783679525
+256783679525

Rhino Camp Branch

Rhino Camp Branch

Rhino Camp Branch

Luruja Trading Centre, Ofua 3

Luruja Trading Centre, Ofua 3

Luruja Trading Centre, Ofua 3

+256781911334
+256781911334
+256781911334

Palabek Branch

Palabek Branch

Palabek Branch

Paluda Trading Centre, Palabek Refugee Settlement

Paluda Trading Centre, Palabek Refugee Settlement

Paluda Trading Centre, Palabek Refugee Settlement

+256780660941
+256780660941
+256780660941

© 2024 RUFI, All rights reserved.

© 2024 RUFI, All rights reserved.

© 2024 RUFI, All rights reserved.

Email: info@rufimfi.com

Email: info@rufimfi.com

Email: info@rufimfi.com

Tel: +256 782 227 315/+211 923 116 668

Tel: +256 782 227 315/+211 923 116 668

Tel: +256 782 227 315/+211 923 116 668

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