INTRODUCTION OF US
Rural Finance Initiative Limited (RUFI)
Rural Finance Initiative (RUFI) is a cross-border microfinance
institution operating in both South Sudan since 2008 and
Uganda since 2017. RUFI has over 16 Years of Post-conflict
microfinance experience in addition to 8 Years of Refugee
Finance in Uganda
- Financial Literacy Training
- Refugee & Cross-Border Finance
- Micro & SME Loans
- Individual/Graduate Loans
- Group Guarantee Loans
- Business Support
- Our Motto: “Building Financial Bridges”
To fulfill this mission, RUFI promotes equal gender balanced relationships by transforming productive entrepreneurs and refugees from low to middle-level income earners with a focus
on women and youth.
Our Mission
“To Uplift the Living Standards of Our Clients by Sustainably Providing Environmentally Friendly Inclusive Financial Services.
Company Vision
A leading Provider of Inclusive Cross-Border Financial Services.”
Flowless Process
A simple, efficient workflow that delivers consistent, high-quality results.
Core Values S.P.I.R.I.T
We create safe, healthy workplaces and deliver services that do no harm to people or the environment while giving back to our stakeholders.
We follow inclusive finance best practices to deliver quality results efficiently through continuous learning and improvement.
We operate openly by sharing information, processes, and performance with all stakeholders.
Cooperate Culture
We stand by our customers and teams, even in challenging times.
A Leading Provider of Inclusive
Cross-border Financial Services that Empower All Communities We Serve.
Our Digital Transformation Journey
In collaboration with the Grameen Foundation, we are leading the digital transformation of our operations, focusing specifically on Village Savings and Loan Associations (VSLAs). Through this initiative, VSLA groups receive smartphones integrated with a dedicated management application.
This innovative approach is designed to streamline our processes, foster greater transparency, and improve accessibility to financial services.
By leveraging technology, we are committed to empowering communities and advancing our goal of elevating living standards through inclusive and sustainable financial solutions.
Our Branches
🇺🇬 UGANDA
Koboko Main Branch
📍 Koboko Town, Plot 54, Sakari Road
📞 Contact Branch: +256 778 – 646275
Our Koboko Main branch serves the local community with reliable services and support.
Morobi Branch
Konyo Konyo Market, Morobi Refugee Settlement
+256 773 240636
Adjumani Town
Adjumani Branch
Adjumani Town, Adjumani Central Market
+256 781 119184
Bweyale Town:
Bweyale Town, Diika Road
+256783679525
Palabek Branch
Paluda Trading Centre, Palabek Refugee Settlement
+256780660941
Rhino Camp
Rhino Camp Branch
Rhino Camp – Ofua 3 T. Centre
+256781911334
🇸🇸 SOUTH SUDAN
Juba, Munuki Branch
Juba, Munuki, St. Kizito/Suk Libya Road
+211923 116668
Bor Town Branch
Marol Market, Bor Town
+211921722213
Yambio Town Branch
Yambio Town, Opposite Yambio FM
+211928105777
Kajo Keji Branch
Wudu Trading Centre
+211927314274
We’re here to help—reach out anytime for quick support, answers, or guidance.
CALL US ANYTIME FOR SUPPORT :
(+256) 768 462 338 +211 923 116 668
OPENING TIMES :
8:30 AM - 5:30 PM
Our Partners
"RUFI has been a game-changer for my business. Their support and guidance helped me access funds I never thought possible. Today, my small shop is growing steadily, and I’m more confident about the future."

"RUFI’s projects have positively impacted our refugee settlement. From training to financial support, they genuinely care about our well-being. Their presence has made a real difference in our lives."